Subject: File No. S7-24-15
From: John Kucera

March 5, 2020

I have been both a private investor and a portfolio manager for pension accounts . As the markets have become more volatile these products have become a balance to enhance and protect your investments from the computer generated algos who seem to have no limits. All investors should be Buyer Be Ware and it is their duty to understand the risks. The government has no business interferring.