Subject: File No. S7-24-15
From: Ginger Montgomery

February 28, 2020

Leveraged and inverse funds are important to me and they allow me to seek enhanced returns. I am capable of understanding leveraged and inverse funds and their perfromance characteristics and I don't want a third party evaluating my capability to do so and preventing me from buying them. I want to preserve the long standing free public markets where investors and their advisors have the freedom to buy public securities without addtional goverment imposed limitations on investor choice.