Subject: File No. S7-24-15
From: James Abshire

February 27, 2020

Retail traders, including IRA accounts, need to be able access leveraged and inverse funds. We can get options authorization at some brokerages, but it is definitely smarter to take advantage of the derivatives expertise of professionals running these funds. We already are briefed on the risk and sign documents clarifying that we understand the risk. That process should continue going forward. Thank you for your time.