Subject: File No. S7-24-15
From: Rodrigo Ocejo

February 24, 2020

As an investor deciding his own investments, I assume full responsibility for any investment decisions I make. Given I do not receive financial advise from third parties who could potentially point me to certain products, I am the only one to blame on all decisions I make. I do not see the need to add restrictions on which products fully consenting adults should buy. We do our homework and understand the underlying risks.