Subject: File No. S7-24-15
From: James Baker

February 23, 2020

Do NOT take my right to choose how to invest MY own earned money. I am fully capable of making my investment decisions and do not need to be evaluated to do so by some third party. Leveraged and inverse funds are an important part of my investment strategy that I utilize from time to time - again, it is MY money and MY investment strategy. Why in the world would anyone think it is a good idea to restrict my decisions.