Subject: File No. S7-24-15
From: Robert O'Neill

February 23, 2020

The proposed rule for leveraged and inverse funds is going to be extremely burdensome in my retirement. I will be forced to focus on stock options and using real margin, which I consider both more risky for me, as they stretch my mathamatical analysis needs and lead to mistakes and more difficulting in making decisions. Please do not change any of the rules. I am 66 and this is not the time to make my investing decision more complicated.