Subject: File No. S7-24-15
From: Tim Aumann

February 23, 2020

Under the proposed regulations - I think the SEC limiting our choices of investments is overstepping your bounds and authority. Not all investors are alike and as the regulatory body needs to take that into consideration. You are setting a dangerous precedent requiring investors to "QUALIFY" to buy these securities and there has not been a problem that needs to be solved with respect to leverage.

I oppose this regulation.