Subject: File No. S7-24-15
From: Ramey Armell

February 22, 2020

I would like to strongly urge you not to limit access to these valuable trading instruments. For those that know how to use them they are one of the few consistent winners in times of high volatility. If anything you should offer more education on these products and make sure that people fully understand the risks involved. In the end, it is up to the individual investor/trader to gauge their own risk tolerance. This is in fact what creates a free market. Please dont take that away