Subject: File No. S7-24-15
From: Kaleb Smith

February 22, 2020

I had to go through an extra process to trade leveraged securities with Fidelity already. I am aware of the risks. I studied them thoroughly before I began to invest any significant money into these funds. I should be allowed to choose my investment risk at my discretion. I do not want any additional limitations on what I have access to trade in the marketplace. I made poor investment decisions (all company stock - oil industry) in the past when I entered the workforce out of college. I missed out on years of financial opportunity towards retirement since oil has declined. Over the last 12 months, triple leveraged funds have allowed me to make significant strides towards recovering my expected retirement goals that I had hoped when graduating college. This was a calculated risk that I took.