Subject: File No. S7-24-15
From: Carol Whittaker

February 22, 2020

I have been advised by my brokerage firm, Vanguard, that the SEC has proposed new regulations regarding leveraged and inverse funds. I am writing to advise that I wish to preserve the ability of an investor to have the freedom to buy public securities without additional government-imposed limitations on an investor's choices. I understand the characteristics of leveraged and inverse funds. I do not wish to be prevented from purchasing said funds by requiring a third party evaluation of my capabilities as an investor. These leveraged funds I own are important to me and my investment philosophy and allow me to seek enhanced returns and protect my investment portfolio. I urge the SEC to reconsider proposed rule #S7-24-15. Thank you.