Subject: File No. S7-24-15
From: Thaddeus Dziura

February 22, 2020

Hello SEC, as an individual investor, I am familiar with the risks of these funds. I take pains not to over-invest and risk too much of my capital on these trades. I do not understand the need to go beyond the current system of providing a prospectus describing the fund. What has changed in the market since these funds were introduced? Are you anticipating a market crash? If so, these funds will not be the only ones to incur losses. I sincerely hope you will reconsider and not take away our freedom to make our own investment decisions.