Subject: File No. S7-24-15
From: Duane Lundberg

February 21, 2020

Enter your comments here.I use leveraged funds and find them to have less risk than individual stocks. It also allows me to have a larger portion of my investments in Certificates of Deposits and bonds while still being exposed to the stock market. When I invest in leveraged funds, I am always warned that this type of investment may not be appropriate for me.