Subject: File No. S7-24-15

February 21, 2020

I feel very strongly that it is my business what type of stock or ETF I want to buy should be my prerogative to purchase. You can lose money no matter what you buy if you are in the stock market whether as an investor or trader. Why don't you make it so you have to be questioned before you can purchase stocks under $5.00?

I am sure the market is going to go down, I don't know when, but it is going to go down and I want to protect my investment without selling and having to pay taxes.