Subject: File No. S7-24-15
From: Judy Mayo

February 21, 2020

I was very disappointed to learn that the "SEC"
has a proposed regulation that would make it more burdensome to buy, or even prevent me
from buying leveraged and inverse funds. This
proposal is completely against what our long-
standing system has been for many years which
has been to give investors the freedom and the right to make their own investment decisions.