Subject: File No. S7-24-15
From: Stephen Schwing

February 20, 2020

I am very concerned about regulating how we can invest our money. We work hard for our money and through instruments like this we preserve our wealth. In fact many instances we make money and they we get taxed on it. Our profits from instruments like this fund your salary. It is our country and our money. We should be able to use our money they way we see fit.