Subject: File No. S7-24-15
From: ravin agarwal

February 20, 2020

To whom it may concern. preventing me from trading leveraged and inverse funds is a preposterous idea no doubt furthered by people who should not be involved in trading at all. It is bad for investors and sets a dangerous investment precedent. Perhaps it would be smarter, more productive, and reach a better conclusion to impose an IQ test on people opening a brokerage account. thank you