Subject: File No. S7-24-15
From: Richard Luke

February 20, 2020

The leveraged and inverse funds are a very useful portion of the investment pool. I have used them and have experienced both profits and losses with these types of funds. Now my stock broker company has restricted me from using these types of funds to accomplish my investment goals. I am sure that there a few people that have not learned enough about investing, so they might need a warning message when they invest in these types of funds. To be completely restricted from using these types of funds is simply an un-neccessary restriction that limits my potential for profit.