Subject: File No. S7-24-15
From: Chris Hynes

February 19, 2020

For longer than my lifetime, the SEC has required full disclosure from those offering investments, so that investors could make their own informed decisions. To change the standard and require intrusive qualification information indicates a distrust by the SEC of the ability of Americans to make their own decisions. No one asked me to qualify to make the money I invest. The government has no business determining whether I am qualified to invest it as I see fit. The utility of leveraged and inverse products to investors is broad, and the SEC should not substitute it's judgment for that of investors. Economic freedom includes the right to engage in risky business to earn, as well as invest, capital.