Subject: File No. S7-24-15
From: Taylor Lemon

February 19, 2020

I am fully aware of what leveraged funds are, how they work, and I utilize them frequently in my investing decisions. I understand that some people may not be as educated, but that should not prevent us from investing freely in them. I am a firm believer that we should be free to make our own investment decisions and should not be required to obtain approval by a 3rd party before investing.