Subject: File No. S7-24-15
From: Derek Rhoades

February 20, 2020

I have worked hard for my money, paid taxes over it, and think I should have the right to consume it, donate it, or invest it in any fund I want as long as I can't lose more than I invested, which is the case for all leveraged funds I'm trading.
Without the option of using leveraged funds I would have to use margin, take on loads, or invest in derivates to increase returns, all of which I consider dangerous instruments.