Subject: File No. S7-24-15
From: Wesley Flatt

February 19, 2020

I am quite concerned with the proposed rules to limit individual investors' potential access to leveraged and inverse ETFs. I realize these vehicles carry the potential for quick losses or drag from a long holding period with high volatility but their appropriateness in a portfolio is for the individual investor to decide, not the government.
I am a CFA charterholder with over 10 years experience as an investment professional and i had to jump through an absurd amount of hoops to be Allowed to make my own decisions for investing in options and i would hate to see thr same thing happen with ETFs.