Subject: File No. S7-24-15
From: Sachi Deschenes
Affiliation: Direct Lending Group

February 12, 2020

I dont think it is fair that you take away the option from regular people. Some of us are educated and smart enough to be able to invest in #X ETFs. Otherwise the option to make money in the stock market by using #X ETFs is limited to ultrarich people- who already have lot of options and loopholesis