Subject: File No. S7-24-15
From: Chris Krem

February 6, 2020

Dear SEC,

I strongly oppose the enactment of the regulations proposed in S7-24-15.
Leveraged and inverse funds are important to me, these type funds allow me to seek enhanced returns and help to protect my portfolio.

I am fully capable of understanding leveraged and inverse funds and their performance characteristics, and dont want a third party evaluating my capability to do so or potentially preventing me from buying them.

I believe in and wish to preserve free public markets where investors have the freedom to buy public securities without additional government-imposed limitations on investor choice.

Please do not enact the regulations proposed under S7-24-15. They are not necessary and will overcomplicate or eliminate my ability to invest in leveraged and inverse funds.

Chris Krem