Subject: File No. S7-24-15
From: James Gettman

January 30, 2020

Hello I am a small, self-directed investor. I invest in leveraged ETF, including hedges using inverse funds. It is a tricky business, but I still want the freedom to do this.

Please spend your time reigning in the real crooks that take self-serving commissions and shirk fiduciary responsibility for their tainted advice.