Subject: File No. S7-24-15
From: Craig Shillam

January 30, 2020

Please leave leveraged and inverse funds alone. They are extremely important in today's volatile world and allow me to protect my hard earned money in unique times.

Long-standing free markets are to be preserved, admired and utilized in both up and down markets. Inverse and leveraged funds help every day investors. Please don't ruin it.