Subject: File No. S7-24-15
From: Ruben Rivera

January 30, 2020

Leveraged and inverse funds are important to me, and they allow me to seek enhanced returns and/or help me protect my portfolio.
I am capable of understanding leveraged and inverse funds and their performance characteristics, and I dont want a third party evaluating my capability to do so and potentially preventing me from buying them.
I want to preserve the long-standing free public markets where investors and their advisors have the freedom to buy public securities without additional government-imposed limitations on investor choice.