Subject: File No. S7-24-15
From: Mark Saunders

January 30, 2020


Having to provide extensive financials is going to keep leveraged investing away from the mum and dad stock market investor, helping to grow the divide in society. If only wealthy investors are allowed access, or the cost of access for small investors is high, the chance to make wise proportional investments that allow someone like myself to keep up with the pace of wealth growth is going to disappear. If one chooses not to invest in property there are very few other leverage options that are simple and of low interest costs.