Subject: File No. S7-24-15
From: Kevin Niethamer

January 29, 2020

As an individual investor who makes my own investment decisions I oppose SEC Rule #S7-24-15 for the following reasons:
Leveraged and inverse funds are important to me and they allow me to seek enhanced returns and help protect my portfolio
I am capable of understanding leveraged and inverse funds and their performance characteristices and I don't need a 3rd pary evaluating my capability to do so and potentially preventing me from buying them.
We need to preserve the long-standing free public markets where investors and their advisors have the freedom to buy public securities without additional government-imposed limitations on investor choice.