Subject: File No. S7-24-15
From: Zareh Gharibian

January 29, 2020

As much as the idea of this seems desirable and convenient, it has many gaps and vulnerabilities which can be easily be manipulated and which are costly to customers like me Secondly it has absolutely No Oversight to make sure it is designed to do what is supposed to do
I have lost all my IRA,s in last 10 years even though I had opposite inverse funds I am down 98.9%.........