Subject: File No. S7-24-15
From: Waichoi Shek

January 29, 2020

As an investor that enjoyed modest success using leveraged funds, it is important to me that I'm allowed to seek enhanced returns through the use of these leveraged funds.

I'm capable of understanding leveraged and inverse funds and their performance characteristics, and I don't want a third-party evaluating my capability to do so and potentially preventing me from using these leveraged funds.

I should have the freedom to buy public securities without additional government-imposed limitations on my investment choices.