Subject: File No. S7-24-15
From: Robin Ross

January 29, 2020

The current ability for me to invest in leveraged and or inverse ETF's should not be further regulated and should remain a decision to be made by the investor, NOT the Federal Government. These funds will allow those of us who are retired and have the financial experience, to increase our returns to keep up with the cost of living, that social security certainly does not do. We do not need or want more regulations. I think the current requirements for qualifying to invest in these funds is sufficient.