Subject: N/A
From: William Silbaugh

Mar. 17, 2020

Comment on SEC Proposed Rule #S7-24-15: 

I am an individual investor, managing my own retirement account. I think this proposal is bad for us small investors, There is no problem with the current system. 
Making changes to the current system is unnecessary. You want to take away our freedom to make our own investment choices. 
I think all investors should conduct trading during the same hours so the institutional guys, hedge funds and very rich people don't have an unfair advantage. 

William Silbaugh