Subject: File No. S7-19-07
From: Andrew Stravitz
Affiliation: Individual Investor

July 28, 2008

Please extend this legislation to all financial stocks including the mortgage insurance companies, including RDN, MTG PMI. All of these stocks have been attacked by short sellers, and appear to have Naked Short Positions with Failure to Deliver which has been keeping the share prices down.

If you find counterfeit shares, then the company that partook in that activity should be fined and prohibited from purchasing that companies shares in the future. I also would not rule out jail time for manipulation of a stock price with malicious intentions.

For an overview of how detrimental Failure to Deliver stock can be to our financial markets, please visit: