Subject: S7-18-21: WebForm Comments from Greg C Englebert
From: Greg C Englebert
Affiliation:

Oct. 29, 2022



October 29, 2022

 Thank you for the opportunity to comment on this proposal again.

I would like to state, I disagree with lending in the markets, it leads to speculation trades and opens the door for fraud.

However, I am in full support the the 15-minute reporting requirement.

We've seen what happens when happens to everyday people have no defense against against these predatory practices.

Companies can be hammered down with aggressive short-selling, harming true competition and price discovery.

The price paid is justified in order to timely detect fraudulent and abusive activity.

Short-selling is not investing. Profiteering by tearing down companies does not build strong economies. Untracked lending can hide destructive chains of obligation that can be a threat to the market.
If lending data is more transparent, working-class families and the individual investor could see the signs of abuse and avoid dangerous and volatile securities, benefiting the overall market.