Subject: File No. S7-18-21
From: Benjamin Barney
Affiliation: Medical Device Consultant

March 7, 2022

This is very simple. The stock market for some reason continues to allow 'Dark Pools (still legal)', 'Failure to Delivers(illegal)', and 'Naked Shorting(very illegal but obviously no one cares)' with almost no enforcement or regulation. On the topic of creating transparency, this would be the bare minimum to take a step in the right direction. We live in a digital world now, reporting should be same day. Why? Because it can be done- easily This should NOT take 2-years to implement, it needs to be done now. At a time when the retail investor's opinion of our 'free and fair market' is at an all time low, this correction seems like a no brainer. Why is this so hard to understand?