Subject: File No. S7-18-21
From: Scott Clarke
Affiliation: Business Owner

January 22, 2022

As a retail investor for over 20 years, I believe this proposal should pass and allow for market lending transparency. Retail investors deserve the right to know who is lending securities out as it is our hard earned money at play
We have been screaming from the roof tops for Market transparency for many years and this is one small step to making the investor confident in the fairness of our markets.
I fully support this Thank you

Scott