Subject: File No. S7-15-10
From: Edward C Hudson, Jr
Affiliation: Dispatcher, Mt. Olive Pickle, Co., Inc.

October 3, 2010

These fees need to be reduced or eliminated. Most people don't realize or understand what they are or why they are being charged. It is a corporate tax or little more than another unearned bonus to business elites for pushing pre-packaged products. Boy, that sounds familiar. It is a rip off for the consumer. If it was tied to the performance of the fund, then it would be a realistic fee earned by the seller and the fund.