Subject: File No. S7-15-10
From: Clem Wilkes
Affiliation: Investment Management Consultant, Raymond James Financial Services

August 19, 2010

I am distressed that you are attacking the individuals that people need most during this time of economic stress. The 12b-1 fees help compensate advisors for steering their clients through this period of uncertainty. I do not know of many professinals that will work for a 1% fee. Do you? The alternative is to place a client in a wrap type managed account where the fee will often be higher or terminate the relationship. Please change the proposed limits and leave the fee structure the same.

Thank you for your consideration.

Clem Wilkes
Investment Management Consultant
Raymond James Financial Services