Subject: File No. S7-19-08
From: Christian K Clark
Affiliation: San Diego Assocaition of Insuance and Financial Advisors

July 7, 2008

Gentlement,

Simply stated, the SEC is overreaching their authority. Further, the SEC does not have jurisdiction over these matters. Most importantly, we will certainly join a class action of agents that will sue the SEC if they do not desist.