November 13, 2008

Subject: Comment on File No. S7-14-08

As a member of the FPA, and as an SEC registered investment advisor, I support the proposed rule. I have met a number of individuals who were sold an index annuity without understanding what they purchased, only to regret their purchase. This type of product can be somewhat complicated. Consumers can be mislead regarding the liquidity risks and the costs of this type of product. In my opinion the rule is reasonable way to provide protection to consumers that may receive inappropriate sales pitches from aggressive sales agents.

Please help protect the consumer by adopting the proposed rule.

Bruce A. Jentner

Bruce A. Jentner, CFP®, President
JENTNER FINANCIAL GROUP