November 13, 2008

Subject: In support of the Equity-Indexed Annuity Rule s7-14-08

I am strongly in support of this rule. Current events should have proven that regulation over investments of many types – and especially this type – is needed to protect investors (especially seniors citizens).

I’m a member of the FPA and have been a Certified Financial Planner for almost 30 years!

Sincerely,

Carol Y. Godsave

Carol Y. Godsave, CFP®
LPL Registered Principal
Crest Financial Services