Subject: File No. S7-14-08
From: Jake Roth

October 21, 2008

INDEXED ANNUITIES ARE AN OASIS FOR SENIORS WHO ARE TIRED OF RISK.

WHY IN THE WORLD LET THE SEC (THE FOX) - WHICH HAS OVERSEEN LOSSES OF BILLIONS TO VULNERABLE PEOPLE - (CHICKENS) BE AN OVERSEER FOR ANYONE OR ANYTHING THAT HAS DONE HERTOFORE A GOOD JOB OF PROVIDING SAFETY CERTAINTY FOR SENIORS.

DOES GREED OVERRULE SAFETY?

DOES GREED OVERRULE COMMON SENSE?

JAKE