Subject: File No. S7-14-08
From: Foster R. Amell
Affiliation: Insurance agent 20 years

September 3, 2008

this amendment will give the biggest theives who are not adequately controlled now more leverage.

The brokers are licensed insurance agents now but in most cases put their clients into loss situations instead of safe fixed indexed products for better income

I have been in home after home where these immoral people have put the last penny into the stock market or or at best variable annuities to the brokers advantage.

now you want to take this away from an honest licensed
insurance agent ?? please reconsider, you are not doing our seniors a favor