Subject: File No. S7-14-08
From: Michael J Clark-Dreibus
Affiliation: CEO

August 31, 2008

I feel that the SEC is embarking on the destruction of the independent insurance agent. Your mandate is to control
the investment community and to regulate the proper use of
investments and proceedures for the sale and placement of proper investment instruments.
Insurance is not and investment. You should really stick to
improper investments and scams and let the insurance industry regulate its self. Just as you would be incensed at the thought of having the DOI regulate the SEC so I find your actions offencive to the insrance industry.
Please leave this matter and go on with the regulation of
investments.