Subject: File No. S7-14-08
From: MICHAEL R LAWSON
Affiliation: LICENSED INSURANCE AGENT

August 29, 2008

SEC, ON BEHALF OF MY BUISNESS PRACTICE AND MY EMPLOYEES,MY MANY HAPPY INDEXED ANNUITY CLIENTS,AND THE MILLIONS OF BABEBOOMERS TURNING AGE 65, THAT WANT AN INSURANCE REGULATED PRODUCT THAT GIVES THEM SAFETY WITH AN OPPORTUNITY FOR GROWTH IN THEIR RETIREMENT ACCOUNTS WITH ALSO A LIFETIME INCOME.FIXED INDEX ANNUITIES ARE INSURANCE PRODUCTS THAT PROTECT MY CIENTS RETIREMENT DOLLARS NOT A MARKET RISK.THE ONLY FOLKS I KNOW OF WHO ARE MAD AT FIXED INDEX ANNUITIES ARE ALL THE BROKER,DEALERS WHO ARE LOSING FEES AND COMMISSIONS TO THESE VERY SAFE WELL REGULATED INSURANCE PRODUCTS. MIKE LAWSON, LICENSED INSURANCE AGENT,NC