Subject: File S7-14-08

August 28, 2008

Gentlemen:

I'm writing to ask you to withdraw Proposed Rule 151A.

Classifying indexed products as a security is just wrong. These products are insurance products and their sale is monitored by the individual insurance commissioners, as are the sales practices of the individual licensed agents.

I am a licensed agent and a proud member of the National Association of Insurance and Financial Advisors for over 30 years and urge you to withdraw the proposed rule.

Ed Mazur

Edward J. Mazur, Jr., CLU, ChFC

President
Professional Investor's Life & Annuity