Subject: S7-12-23: Webform Comments from Cory Christian Michael Elliott
From: Cory Christian Michael Elliott
Affiliation:

Jul. 5, 2024

As a concerned individual investor, I find it deeply
troubling that lawmakers, who are supposed to represent the interests of the public, are being financially supported by the very financial institutions they are meant to regulate. This disturbing relationship
raises serious questions about the integrity of our political and
regulatory systems.

The recent revelations about Kenneth Griffin, a prominent financial
figure, highlight this issue starkly. Griffin, who testified before the House Financial Services Committee regarding his involvement in the GameStop controversy, has made significant financial contributions to four members of this committee: Republicans French Hill, Andy Barr, Ann Wagner, and Bill Huizenga. This creates an apparent conflict of interest and raises questions about the potential influence of his
donations on their regulatory decisions.

Moreover, the data shows that Griffin is not an isolated case. He ranks among the top donors in several categories, contributing
millions to political campaigns, outside groups, and Super PACs. This
kind of financial influence can lead to policies and regulations that
favor large financial institutions, often at the expense of everyday
investors and the general public.

The problem extends beyond individual donors. Major financial institutions such as Soros Fund Management, Uline Inc., and Citadel
LLC are among the top contributors to political campaigns. Their contributions amount to hundreds of millions of dollars, giving them significant sway over the political process. This influence is
particularly concerning given the extensive bailouts and legal issues
these institutions have faced. For instance, the largest banks have received $8.2 trillion in bailouts, faced 351 legal actions, and paid
almost $200 billion in fines and settlements. Yet, they continue to operate with apparent impunity, raising serious concerns about the
effectiveness of our regulatory framework.

The fact that lawmakers are financially supported by the institutions
they are supposed to regulate undermines our financial system's
principles of fairness and accountability. It suggests that regulatory
decisions could be swayed by financial contributions rather than being
based on what is best for the public and the economy. I also find it
deeply concerning that the SROs, like the DTCC, FINRA, NYSE, LULD Halt
Committee, and more, I could go on, but I won't have members of
the same institutions they should be regulating with board seats. How
is that not a conflict of interest? The guy in charge of clearing for
one of these institutions just went to the DTCC. The halts are being
used against retail investors. They use latency arbitrage as a money
printer. This is worse than the mafia. These institutions have over
300 felonies that they had to pay fines for. 

As investors and citizens, we must demand greater transparency and
accountability from our lawmakers and financial institutions. We need
stricter regulations that eliminate conflicts of interest and ensure
financial institutions are held accountable for their actions.
Acceptance waivers and non-prosecution agreements should not shield
these entities from the consequences of their illegal activities.

It is time for our regulators and lawmakers to prioritize the
interests of the public over the financial contributions of powerful
institutions. Only by doing so can we restore trust in our financial
markets and ensure a fair and equitable system.