Subject: File No. S7-12-18
From: Mark Pitts

July 15, 2018

My mutual fund investments are a critical element of my future financial security. I read my fund disclosure statements in the mail and prefer to continue to do so.

I object to your future process that would discontinue printed statements in the mail as the default delivery method.

I prefer to study my fund information at a time of my choosing, and can compare fund performance with previous printed statements, something I could not do by receiving the information by email.

I am greatly concerned about how my personal information could be compromised if I had to access my information electronically, as no business entity is hack-proof.

Summary disclosures, with information specific to my account would be acceptable to me, as long as I received this information by mail and could access additional, generic fund information in a website that did not require passwords to gain access.