Subject: Comments for File Number S7-12-11

May 20, 2011

Let the government print money and spend it directly on infrastructure, jobs programs, government services to all citizens and green energy.

Nullify Graham, Leach, and Bliley Act.

End the private Federal Reserve Bank.

Let banks get their own money from investor's and loans. Let's have true capitalism where banks compete for services.

When banks fail use FDIC to reimburse customers not the idiot bankers who ran up 19 trillion dollars worth of total fake crap.

Let commercial banking stand on it's own. Citizens banking serve it's own small communities.

Let speculators pay their losses and tax them like you tax lotteries: at thirty percent.

Jeff Koch