Subject: File No. S7-12-11
From: Karin Huffer

May 31, 2011

Elizabeth Murphy
100 F Street, NE
Washington, DC 20549

Dear Murphy,

I am witnessing a public health crisis as a result of the stress forced upon Americans by the illegal and unethical antics of these bankers and those who regulate them.  We have an epidemic of PTSD, anxiety and depressive disorders, substance abuse both legal and illegal and failing physical health due to stress.  There is no place for the American people to turn.  You must take action to reign in the abuses

Once this rule is passed, only you will know the details of its enforcement. But it's important for the public to know the progress you are making on this vital issue. You should report back to the public annually with a detailed report on progress in creating accountability for Wall Street pay.

Referencing Docket No.'s:

OTS:   RIN 155-AC49
OCC:  RIN 1557-AD39
Fed:    RIN 7100-AD69
SEC:   RIN 3235-AL06
FHFA: RIN 2590-AA42
FDIC:  RIN 3064-AD56

Sincerely,

Dr. Karin Huffer